Finance Associate

About Us

ProCredit is a tech-enabled SME lender led by a very seasoned team with over 50 years of combined experience at Citigroup, Standard Chartered, ANZ, and ADB—deeply rooted in emerging markets and SME lending. We're on a mission to become the leading SME lender in the Philippines, using credit-first engagement, data-driven underwriting, and flexible, risk-based lending to close the credit gap for growing businesses. We pay above market, value ambition, and offer fast-moving paths to leadership positions for those hungry to make an impact. If you're driven, growth-minded, and ready to help reshape the future of Philippine lending—this is your moment.

The Role

The Junior Accounting Associate provides day-to-day support to the finance function by ensuring accurate processing of financial transactions, proper documentation, and timely reporting. The role assists in accounting entries, reconciliations, tax compliance, and audit preparation, while maintaining organized financial records in line with company policies and regulatory requirements. This position works closely with internal teams and external partners to support overall financial accuracy, compliance, and operational efficiency.

Key Responsibilities:

1. Financial Transactions & Records Management

• Process journal and accounting entry transactions accurately and in a timely manner
• Prepare, verify, and reconcile invoices, receipts, and other financial documents
• Maintain and update financial records within the accounting system
• Ensure proper documentation and filing of all financial transactions in real time

2. Financial Reporting Support

• Assist in the preparation of monthly, quarterly, and annual financial reports
• Support the preparation of financial statements and schedules
• Provide accurate data and documentation for management reporting

3. Reconciliation & Expense Monitoring

• Perform regular reconciliation of bank statements, accounts payable, and accounts receivable
• Monitor and record company expenses, ensuring alignment with approved budgets
• Assist in identifying discrepancies and escalating issues when necessary

4. Tax Compliance & Documentation

• Assist in the preparation and filing of tax requirements, including DST, withholding tax, percentage tax, and income tax returns
• Ensure completeness and proper organization of tax-related documents
• Support the finance team in maintaining readiness for potential BIR audits

5. Audit & Regulatory Compliance

• Support internal and external audits by preparing necessary documentation and reports
• Maintain organized records for compliance with SEC, BIR, and DOLE requirements
• Ensure adherence to internal controls, policies, and regulatory standards

6. Accounts Payable & Receivable Support

• Monitor invoices and assist in ensuring timely payments to vendors and suppliers
• Assist in preparing billing statements and tracking outstanding receivables
• Support collection follow-ups and maintain updated aging reports

7. Coordination & Communication

• Coordinate with internal departments (e.g., Risk, Credit, Operations) for financial data requirements
• Liaise with external partners, including auditors and accounting consultants, as needed
• Ensure timely communication of finance-related concerns and updates

8. Financial Data Entry & System Support

• Encode accounting entries and assist in the preparation of the monthly trial balance
• Assist in service invoice preparation, tracking, and reconciliation
• Ensure accuracy and completeness of data entered into financial systems

9. General Support

• Perform other finance-related tasks as assigned by the Finance Manager or Supervisor
• Support process improvements and adherence to finance protocols and timelines

Key Qualifications / Requirements

• Bachelor's degree in Accounting, Finance, or a related field.
• At least 1-2 years of relevant work experience in accounting or finance.
• Proficiency in accounting software and Microsoft Office applications, particularly Excel.
• Strong working knowledge of Philippine tax laws and financial regulations.
• Excellent analytical, organizational, and problem-solving skills.
• High attention to detail and ability to meet tight deadlines.
• Strong willingness to learn, can-do attitude.

Why Join Us

• Above-market compensation with performance incentives.
• Work with a high-caliber team in a mission-driven company.
• Shape the credit culture and standards of a fast-growing fintech.
• Clear path to leadership roles as the business scales.