Conduct in-depth credit evaluations of commercial and corporate loan applications, including detailed analysis of business models, historical performance, underlying assets.
Exercise approving authority to approve or recommend credit facilities to appropriate approving authority in line with the Bank's credit policies and risk appetite.
Collaborate with Relationship Managers and Business Units to provide independent comments to credit proposals while supporting sustainable growth through training, knowledge sharing and regular feedback with stakeholders.
Participate in various working groups / committees at Bank / industry / regulatory levels
Requirements :-
Bachelor's degree in Banking and Finance / Business Administration / Economics or related discipline from a recognized university.
Minimum 10 years of relevant credit evaluation & approval experience
Well versed in credit analysis and financial modelling
Extensive experience in the corporate/commercial credit space, with a strong emphasis on term lending, trade / working capital financing and derivative products.
Knowledge of credit underwriting best practices and compliance/regulatory issues.
