About You & the Role
You are a detail-oriented and analytical professional with a strong understanding of credit risk, lending practices, and financial analysis. As a Credit Review Officer, you will help ensure that credit portfolios are managed in line with regulatory requirements, internal policies, and sound risk management principles. You will play a key role in identifying risks, recommending improvements, and supporting the Bank's overall credit quality and portfolio performance.
What You Will Be Doing
- Review and assess loan portfolios to evaluate credit quality, account management practices, and compliance with credit policies and regulations.
- Conduct field reviews and identify potential credit risks, policy gaps, and areas for improvement.
- Prepare credit review reports and present findings, observations, and recommendations to management.
- Monitor and follow up on action plans related to credit review findings.
- Evaluate loan classifications and recommend appropriate risk ratings and provisioning in accordance with regulatory standards.
- Support credit risk management initiatives and contribute to the enhancement of credit review processes.
- Collaborate with business units, lending teams, and stakeholders on credit risk matters.
- Provide guidance and training on credit risk and review-related topics when needed.
What Success Looks Like
- Credit reviews are completed accurately, objectively, and on schedule.
- Risks and emerging portfolio issues are identified early and escalated appropriately.
- Management receives timely, actionable insights that strengthen credit decision-making.
- Business units improve compliance with credit policies, regulations, and risk management standards.
- Recommendations contribute to stronger portfolio quality and better credit risk controls.
Qualifications
- Bachelor's degree in Business, Finance, Accounting, Economics, or a related field.
- At least 2 years of experience in credit risk, credit review, credit administration, account management, loans operations, internal audit, or related functions within a financial institution.
- Strong analytical, problem-solving, and report-writing skills.
- Knowledge of financial statement analysis and credit risk assessment.
- Proficient in Microsoft Excel, Word, and PowerPoint.
- Able to communicate effectively with stakeholders across different business units and levels of the organization.
What You Can Expect Here
- Exposure to diverse lending portfolios and credit risk management practices.
- Opportunities to work closely with experienced risk and banking professionals.
- Continuous learning in credit analysis, regulatory compliance, and risk management.
- A collaborative environment that values sound judgment, analytical thinking, and professional growth.
- Meaningful work that supports the Bank's stability and long-term success.
Apply Now
If you're passionate about credit risk, financial analysis, and helping strengthen portfolio quality, we'd love to hear from you. Apply today and build your expertise in credit review while making an impact on the Bank's risk management framework.
