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toyota financial services philippines

Credit Officer

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  • Posted a month ago
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Job Description

80% Duties

  • Gathers data information through phone checking:
  • Individual account
  • Confirm the loan application with the client
  • Validates personal data given by the client in the loan application form (spelling of names of applicant, spouse, or co-maker)
  • Residence address details
  • Employment details
  • Business details (if engaged in business)
  • Bank reference details
  • Credit reference details (if disclosed with existing loan with other banks)
  • Corporate account
  • Confirm the loan application with the client or assigned point person in charge
  • Validates information based on the submitted application form
  • Business address details
  • Confirm officers, stockholders name and address
  • Bank reference details
  • Credit reference details (if disclosed with existing loan with other banks)
  • Conducts third-party verification of the following:
  • Residence checking
  • Employment checking
  • Business checking (includes application of corporate account)
  • Bank checking
  • Credit checking
  • Trade checking (if with business)
  • Ensures that all information gathered is accurate and complete before entering in the system for endorsement to credit analyst for evaluation
  • Attends to credit inquiries of other banks
  • Attends seminar and training programs related to the job

15% Duties

  • Recommend improvement and enhancement to improve credit verification
  • Prepares reports as requested by superiors
  • Performs other functions that may be assigned by superiors from time to time

5% Duties

  • Perform and participate in Kaizen activities, TFSPH team-building activities, etc.
  • Submit idea generator that will help in the improvement of present process

Qualifications

  • Process-oriented
  • Oral and written communication
  • System software/hardware management
  • Bachelors degree preferably in a business-related course

More Info

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Job ID: 139974659