JOB SUMMARY:
Responsible for providing accurate and timely reports which do not require field verification or ocular inspection, such as but not limited to the following:
- Credit Bureau Reports i.e. Loandex (Creditor Banks Checkings), CMAP, NFIS, AML Mosaic Voyager
- Bank/Trade Checking
- Title Verification Report
- Employment/School Verification Report
JOB DESCRIPTION:
- Handles the request for the listed below credit inquiries by encoding required data using their respective systems, and prepares the Credit Bureau reports: Loandex Information System, BAP - Negative File Information Syste, CMAP Database; and AML Mosaic Voyage
- Handles requests for direct checking of the loan relationship of borrower/client with other banks (including non-BAP member banks) and prepares the Bank Checking Report
- Responds to credit dealing inquiries of BAP member banks and direct checking(s) conducted by other financial institutions based on information obtained from the Branch Delivery Systems (BDS). For inquiries requested through Loandex2 System, pertinent information is encoded which includes the following: Approved Facility, Approved Line, Outstanding Balance
- Handles request for Trade Checking to be conducted via telephone (landline or cellphone), and prepares the report containing all verified information as required in the prescribed template.
- Handles request for title verification through the LRA kiosk and prepares the Title Verification Report (TVR).
- Conducts employment/ school verification via telephone inquiry or email to confirm the status of subject, and prepares the corresponding report i.e. Employment Verification Report, Background Investigation Report (for HR).
- Handles other requests which entails email/phone verification i.e. DTI,SEC, PAG-IBIG, HLURB which may be requested from time to time, and prepares a memo showing the results of the conducted verification.
- Prepares monthly and quarterly regulatory reports required by BAP.
- Ensures accuracy and completeness of all gathered information indicated in the generated reports.
- Submits all the prepared reports to the CID Head within the agreed turnaround time for review.
- Responsible for the proper filing of credit bureau reports and title verification request, assessment forms, etc.
- Handles the processing of payment for credit bureau and title verification requests.
- Maintains database for Credit Bureau and Title Verification Request.
- Ensures proper upkeep of work area and equipment assigned to him/her, including safekeeping of files/reports.
- Performs other tasks that may be required/ assigned from time to time.
- Conforms to Bank policies, rules and regulations
