Job Summary
- Responsible for Customer Onboarding and Portfolio Management, Managing and Reporting of Risk, Compliance and Regulation, and Due Diligence and Transaction Monitoring
How will you contribute
- I. Customer Onboarding and Portfolio Management
- Ensure timely review and analysis of credit customers and proposed facilities by analysts.
- Apply the latest S&P guidelines and overlays from the parent bank in the credit risk assessment processes.
- Guarantee compliance with credit policies throughout the customer onboarding process and day-to-day credit transactions.
- Manage and oversee the implementation of credit programs as directed by management.
- Conduct periodic assessments and report on the leasing portfolio's credit risk in compliance with regulatory and parent bank guidelines.
- II. Managing and Reporting of Risk
- Monitor organizational risk in accordance with the framework and reporting guidelines established by the parent bank.
- Provide oversight and reporting of treasury liquidity risk to the parent bank.
- Conduct independent reviews of the Top 20 credit exposures of the company.
- Collaborate with the parent bank to streamline risk management processes.
- Report findings to the Risk Oversight Committee, outlining potential risks and mitigation strategies.
- III. Compliance and Regulation
- Ensure compliance with applicable banking laws, regulations, and internal policies.
- Stay informed about new regulations affecting the organization, liaising with the Compliance Group as necessary for interpretation and application.
- Oversee the timely completion of reportorial requirements and ensure submissions are made before deadlines.
- Address compliance findings and implement corrective actions to prevent reoccurrence.
- Ensure timely submission of quarterly anti-money laundering certifications to the Compliance Office.
- Report significant compliance breaches or violations to the Compliance Office for immediate resolution.
- Serve as a liaison with the Operational Risk Management Group (ORMG) on matters of information governance, business continuity, and consumer protection.
- Assist business units in submitting operational risk reports and implementing risk management strategies.
- Participate in operational risk training to promote knowledge and awareness across departments.
- Drive initiatives that foster a culture of awareness and understanding of risk management within the organization.
- IV. Due Diligence and Transaction Monitoring
- Conduct due diligence in line with the Bank's Money Laundering and Terrorist Financing Prevention Program (MLPP), focusing on:
- Know Your Customer (KYC) standards
- Suspicious Transaction Monitoring
- Records Keeping and Retention
- Implement enhanced due diligence measures for transactions that involve potential anti-money laundering risks, ensuring appropriate investigation and reporting to the Compliance Office.
- Develop strategies to monitor, control, and rectify risks associated with compliance issues that arise within the organization.
What will make you successful
- Bachelor's degree in Business Administration, Economics, Management and Finance. Post-graduate degree and/or relevant trainings are an advantage.
- Must be comfortable with numbers, highly analytical. Familiarity with bank products and services is a plus.
- Must have excellent oral and communication skills (English and Filipino). Team player, with good interpersonal skills but can also work independently and with minimal supervision.
- Must be proficient in MS Word, Excel and PowerPoint or similar softwares.
- Demonstrated leadership through extra curricular activities also an advantage.
