Job Description

Job Overview

Responsible for assessing the creditworthiness and financial performance of Corporate Banking clients, preparing credit papers, and supporting the Bank's credit decision-making and risk management processes.

Responsibilities:

1. Credit Analysis

Analyze financial statements, business performance, repayment capacity, and creditworthiness.
Identify key credit risks, trends, and mitigating factors.
Conduct financial modelling, forecasting, and cash flow analysis.

2. Credit Reports

Prepare clear and well-supported credit reports and credit papers.
Support credit applications, renewals, annual reviews, and approval processes.
Ensure submissions meet internal credit policies and documentation standards.

3. Stakeholder Coordination

Work closely with Relationship Managers, Credit Reviewers, and Credit Risk teams.
Review financial forecasts, borrower information, and business updates.
Communicate credit findings and recommendations clearly to stakeholders.

4. Industry & Portfolio Analysis

Conduct sector and market research to assess industry trends and risks.
Monitor borrower performance, financial covenants, and emerging credit risks.
Support periodic credit reviews and ad-hoc assessments.

Job Requirements

Bachelor's degree in Finance, Accounting, Business, Economics, Banking, or a related discipline.
Minimum 6 years of relevant credit analysis experience in banking, corporate/commercial banking, credit risk, or audit.
Prior credit writing experience, preferably within Corporate Banking.
Strong knowledge of financial analysis, financial modelling, accounting, and credit risk assessment.
Good understanding of corporate lending, credit approval, and risk management.
Strong communication, analytical, and stakeholder management skills.
Proficient in spoken and written Chinese, with the ability to communicate effectively with Chinese-speaking Head Office counterparts.

Interested candidates are encouraged to submit their resumes along with a cover letter outlining their relevant experience and achievements to [Confidential Information] or click apply now!

..We regret to inform that only shortlisted candidates would be notified..

Talentvis Singapore Pte Ltd | EA License No: 04C3537

EA Personnel Name: Wong Xin Tong | EA Personnel No: R26162902