Job Description
Qualifications
Bachelor's Degree in Accountancy, Finance, Business Management or any business-related courses.
Minimum of 35 years of experience in credit and collections.
Proficiency in SAP system.
Possesses a pleasing personality and positive attitude
Efficient in MS Office application particularly Excel.
Keen attention to detail.
Responsibilities
Analyze financial statements and credit data of individuals and businesses
Prepare detailed credit reports and risk assessments
Evaluate creditworthiness using scoring models and financial ratios
Monitor existing credit accounts for changes in risk profile
Collaborate with loan officers and underwriters on credit decisions
Ensure compliance with internal policies and regulatory requirements
Recommend credit limits and terms based on analysis
Maintain accurate records of credit analysis and decisions
Stay updated on industry trends and economic conditions
Assist in developing and refining credit policies and procedures
SALARY RANGE: PHP25,000.00 TO PHP30,000.00