Consumer Banking Group - Credit Officer

At BDO Credit, we deliver comprehensive credit and collections services to support the consumer banking business, ensuring financial stability and growth.

The position is primarily responsible for the credit evaluation and credit decision for all consumer product (Credit Cards, Auto Loans, Home Loans & Personal Loans) applications received and processed (both retail and corporate). Ensures accuracy of data in the system prior to credit decision, and in accordance with established credit policies and procedures.

The Responsibilities we will trust you with:

• Evaluates application based on available data, deduped results and verified information.
• Renders appropriate credit decisions and performs system confirmation if within credit delegated authority.
• Recommends credit decision and forwards application to the appropriate approver for system confirmation for applications not within the credit delegated authority.
• Updates / checks the accuracy of data encoded in the system prior to confirmation of decided applications.
• Prepares and submits an accurate Daily Productivity Reports on a timely manner.

Qualifications:

• Must be a bachelor’s degree holder.
• At least 2 years of experience in retail credit review (covering the area of application processing and evaluation) gained from bank or other financial institutions.
• Good understanding of basic credit card system / solutions.
• Willing to work on site and be assigned in Ortigas.