Available locations: Mandaluyong City
Rank: AVP to VP
Title: Commercial Banking Team Head
Responsibilities:
Portfolio Management
- Handles middle market & SMEs (Small and Medium Sized Enterprises)
- Ensure solid and continuing relationship with the clients and direct communication with key client decision makers
- Manage a portfolio sub-set of credit worthy accounts that can influence volume, usage pricing and profitability as/when needed
- Varies client mix to ensure diversity of portfolio
- Drive the pursuit of new clients and product enhancements
Credit and Risk Management
- Track adherence to bank policies procedures such as credit review and documentation requirements and work plans and problem account management
- Periodically evaluate the sustainability of loan facilities against market conditions, competition, perceived growth, and risk factors with the Relationship Managers
- Review and recommend credit proposals based on quality of credit and cash flow statements, collateral, and other risk mitigants, and adherence to bank policies
Qualifications:
- Bachelor's Degree graduate with a minimum of 5 years experience in banking and at least 3 years in an officer level role in account solicitation and relationship management (principally in commercial and corporate loans)
- Above average credit analysis and loan packaging skills
