Business Unit Lead - Lending (Digital Bank)

A fast-growing player in the digital banking space, focused on creating accessible financial solutions for underserved segments.

1. Product Execution & Performance

• Own day-to-day performance of assigned lending products (e.g., term loans, salary-linked lending).
• Monitor KPIs: disbursement volumes, conversion rates, yield, and delinquency.
• Implement funnel improvements (offer logic, booking, disbursement).

2. Digital Enablement & Process Optimization

• Partner with Tech and Data teams to enhance digital onboarding and underwriting processes.
• Support automation initiatives and CRM signal integration for better customer journeys.

3. Portfolio Health & Risk Alignment

• Track product-level portfolio health and escalate early warning signals.
• Work with Risk and Collections to implement scorecards and remediation strategies.

4. Cross-functional Collaboration

• Coordinate with Marketing, Finance, and Operations to ensure product-market fit and campaign success.
• Prepare product performance reports for Lending Business Head and internal stakeholders.

5. Team Contribution

• Mentor junior analysts or specialists within the lending tribe.
• Contribute to capability-building initiatives and knowledge sharing.