Associate Relationship Manager - Commercial Banking (Cebu City)

Job Description:

• Handles the monitoring of the credit dealings and daily transactions of accounts using a systematic process flow
• Management and administration of Accounts (Loan availments, payments, preparation of reports, updating of loan & other needed documents)
• Loan Documentation
• Assist Relationship Manager in CA / AS preparation
• Analyzes the target companies finances in order to offer them the correct bank facility which will suffice their operational or financial requirements
• Does financial, market and industry analysis to understand the soundness or riskiness of a prospective client before giving a lone facility
• Assists Relationship Manager in preparing credit applications, renewals and other bank approvals
• Accommodates the various requests of clients such as Bank Letters of Credit requests, Trust Receipts Bookings, Short term loan borrowings, etc.
• Ensures that corporate clients comply with the various bank policies and requirements
• Handles appraisals, credit investigations and bank/trade checking of prospective and current clients
• Does monthly reports on the status of the portfolio of accounts which includes total borrowings against total facility, Rate of Returns, etc
• Other tasks are given from time to time

Qualifications:

• Bachelors degree in Business, Economics, Accounting, or Finance preferred
• Strong oral and written communication skills
• Proficient in Microsoft Office tools (Word, Excel, PowerPoint, Teams) or equivalent platforms
• Fresh graduates are welcome to apply
• Background or internship experience in Commercial Banking is a plus