Assistant Manager, Personal Loan
Assistant Manager, Personal Loan
alliance bank malaysia berhadEarly Applicant
- Posted 16 days ago
- Be among the first 10 applicants
Job Description
Job Purpose
Skills
EXPERIENCE/KNOWLEDGE REQUIRED
- Primary responsibility is to achieve sales target/standard of performance for Personal Loan product through a responsible and consultative selling process.
- Adhere to sales process and seeks opportunities to deliver distinctive customer service on each customer interaction.
- Setting right daily/sales rituals to maintain high level of sale discipline, pipeline management and activity management to ensure performance meets expectations.
- Source prospective clients for personal loan product through partner-in-sales, sales blitz, telemarketing, road show and etc.
- Constantly identify new sales strategies and approach to increase individual and team achievements.
- Ensure adherence to responsible selling and structure proposed solution that meets client's financial needs.
- To ensure the accurate and timely completion of –
- Applications forms is duly completed prior to submission.
- To ensure all relevant income documents is obtained from customer to adequately support the application.
- Submission of sales / pipeline management reports.
- To ensure no misrepresentation of product features, pricing, promotions and processes.
- Keeping abreast with updated product information, market changes and provide market intelligence and customer feedback to the management for appropriate action.
- Ensure sales solicitation and activities are compliance with Sales Compliance Framework & Group's standards and regulatory requirements.
- Fully comply to SOP - Sales Process of Consumer Lending Products and conduct day to day. responsibilities with full knowledge and perform the task within the guidelines of:
- AML guidelines
- Sales Compliance Guidelines
- Data Record, Maintenance and Inventory Guidelines
- BNM guidelines
- KYC
- Credit Control Procedures
- BAFIA
- PDPA and etc.
- To project a professional business image at all times through high standards of housekeeping and personal grooming.
Skills
EXPERIENCE/KNOWLEDGE REQUIRED
- Good communication & negotiation / selling skill.
- Customer-oriented approach in problem solving/ decision making/ analytical thinking.
- Sales/ business oriented with ability to work diligently to meet targets.
- Possess knowledge of the banking and financial services industry.
- Minimum 1 year working experience in relationship management or sales.
- Proven track record in banking sales environment
- Experience in customer service environment with strong customer care culture
More Info
Key Skills
BAFIA
AML guidelines
PDPA
Data Record Maintenance
Sales Compliance Guidelines
Road show
BNM guidelines
Sales blitz
Inventory Guidelines
Credit Control Procedures
About Company
Skills:
pipeline management , BAFIA, AML guidelines, PDPA, Data Record Maintenance, Sales compliance, Sales Compliance Guidelines, Kyc, Road show, BNM guidelines, Telemarketing, Sales blitz, Inventory Guidelines, Credit Control Procedures
Skills:
standard operating procedures (SOPs), Aml, Power Bi, automation solutions, Excel, Sql, Reporting Tools, AI tools, Kyc, Process Documentation, Analytics, Data Analysis, loan documentation workflows
Skills:
control testing , Data Analytics, Aml, Transaction Monitoring, Data Validation, Kyc
Skills:
pipeline management , Operating Expenditure Monitoring, Financial Analysis, Compliance and Risk Management, Business Performance Reporting, Financial Software and Tools, Financial Management
Skills:
Identity And Access Management, Data Protection, Gdpr, Microservices, Application Security, Azure, Pci Dss, security frameworks, ISO IEC 27001, cryptographic controls, Large Language Models, cloud security architecture, OWASP Top 10 for Machine Learning Security Risks, OWASP Top 10 for LLM Applications, PDPA, DevSecOps practices, Cobit, nist, CI CD pipelines, Generative AI