Area Manager

Company Description CreditAccess Philippines Financing Company, Inc., also known as OnePuhunan, is a financial services company in the Philippines that focuses on low-income individuals and small businesses underserved by traditional banks. The company provides suitable and reliable financial products designed to help clients grow and stabilize their livelihoods. Founded in 2014, it has expanded into a substantial credit institution with a strong presence in communities across the country. OnePuhunan is part of CreditAccess Asia, a group of companies operating in South and Southeast Asia that specialize in lending to artisans and micro-enterprises. Team members contribute to inclusive finance and support sustainable economic development.
Role Description The Area Manager is a full-time, on-site role based in Bacolod, responsible for overseeing branch operations and performance within the assigned area. This role manages and coaches branch teams, sets and monitors sales and collection targets, and ensures adherence to company policies and regulatory requirements. The Area Manager reviews loan portfolios, supervises credit assessment and approval processes, and monitors risk and delinquency levels. Daily responsibilities include planning and executing growth strategies, evaluating branch productivity, conducting regular field visits, and maintaining strong relationships with clients and local stakeholders. The role also involves preparing performance reports, identifying opportunities for process improvement, and fostering a customer-centric, ethical, and compliant culture.
Qualifications

• Strong leadership and people management skills, including team supervision, performance coaching, and conflict resolution.
• Experience in sales and business development, with the ability to set targets, drive branch growth, and manage customer acquisition and retention.
• Operational management capabilities, including branch administration, workflow optimization, and implementation of policies and procedures.
• Financial and credit analysis skills, including portfolio review, risk assessment, and understanding of microfinance or lending operations.
• Excellent communication and interpersonal skills for working with diverse teams, clients, and community stakeholders.
• Strong problem-solving, decision-making, and analytical abilities, with attention to detail and integrity in handling financial transactions.
• Ability to work on-site in Bacolod, conduct regular field visits, and adapt to dynamic local market conditions.
• Bachelor's degree in Business, Finance, Economics, Management, or a related field; experience in microfinance, banking, or financial services is highly preferred.
• Proficiency in basic office software (e.g., spreadsheets, word processing, presentation tools) and comfort using digital systems for reporting and monitoring.