Area Credit Manager- Salaried PL, Hyderabad
Area Credit Manager- Salaried PL, Hyderabad
abacus consultants- Posted 17 hours ago
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Job Description
Key Responsibilities
- Credit Underwriting: Evaluate business proposals, financial statements, cash flows, and creditworthiness for SME/Business Loans.
- Risk Management: Implement risk mitigation strategies, identify early warning signals, and manage portfolio quality to reduce NPAs.
- Policy Adherence: Ensure all loan applications comply with company credit policies and external regulatory norms.
- Portfolio Management: Monitor portfolio performance, trends, and delinquencies in the assigned state.
- Team Leadership: Supervise credit analysts/managers, providing training and monitoring team performance on TAT (Turnaround Time) and accuracy.
- Stakeholder Interaction: Liaise with sales teams to manage loan pipelines and with legal/technical vendors for valuation.
More Info
Key Skills
Stakeholder Interaction
Policy Adherence
About Company
Regional Manager - Retail Sales - Direct & DSA - Housing - DM - Sales - Hyderabad - Auto Plaza - MMTata Mutual Fund
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Skills:
Team Management, Customer Service, Digitization tools, Process Management, Planning, Portfolio Quality
Skills:
Uat, System Development, Root Cause Analysis, Compliance, Portfolio Analysis, TPA Management, Claims Analysis, Training, Bcp, Fixed Benefit Claims, Audit, Claims Team Performance Metrics, Mis, Risk Review
Skills:
Merchandising and product presentation, Customer service and relationship management, Leadership and team management, Communication and problem-solving skills, Attention to detail in quality and hygiene standards, Inventory and stock management
Skills:
sales growth, Customer Servicing, Client Acquisition, channel expansion, Sales Operations, Credit Administration, Unsecured Lending, Loan Sanctioning, Risk Management
Skills:
retail audit , Data Analytics, Technical Marketing, Sales, Business intelligence, Portfolio Management, Consumer Insights, Digital Commerce, Digital Marketing, Digital campaigns, Stakeholder Management