About the Team:
The Financial Crime Unit (FCU) supports global financial institutions through a combination of managed services delivery and advisory engagements across Transaction Monitoring (TM), AML investigations, and financial crime compliance.
Transaction Monitoring SMEs play a critical role in bridging regulatory expectations, monitoring frameworks, and operational execution, ensuring TM programs are effective, defensible, and aligned to evolving risk landscapes.
Role Summary:
The Transaction Monitoring Subject Matter Expert (SME) provides deep technical and advisory expertise across TM frameworks, alert logic, AML typologies, and investigation standards. The role supports delivery teams, quality functions, and engagement leads by translating regulatory and risk requirements into practical, scalable TM solutions.
TM SMEs contribute across delivery enablement, optimization initiatives, and advisory work, supporting both day-to-day operations and strategic enhancements to TM programs.
Key Responsibilities:
As a TM SME, you will be responsible for:
Transaction Monitoring Expertise
- Serve as a subject matter authority and point of contact on TM policy and frameworks, AML typologies, alert logic, and investigation methodologies
- Provide expert guidance on complex or high-risk alerts, end-to-end investigations, and escalation decisions.
- Interpret regulatory guidance and client requirements related to TM and translate them into operational standards
Optimization & Enhancement
- Support TM optimization initiatives, including scenario reviews, threshold tuning, and alert quality improvements
- Analyze alert volumes, false positive rates, and investigation outcomes to identify optimization opportunities
- Contribute to the design, refinement, and enhancement of TM scenarios and monitoring rules in collaboration with clients or advisory teams
- Support data-driven assessments of TM effectiveness and risk coverage
Advisory & Stakeholder Support
- Participate in advisory workstreams related to TM operating models, regulatory remediation, or monitoring enhancements
- Support client discussions, workshops, and solutioning related to TM frameworks and regulatory expectations
- Collaborate with global teams, compliance stakeholders, and engagement leads on TM-related questions and initiatives
Delivery & Capability Enablement
- Provide technical guidance and coaching to TM analysts and QC teams on typologies, investigation quality, and decision-making
- Support calibration sessions to align investigation and disposition standards across delivery teams
- Leads all training programs and quality initiatives, ensuring knowledge updates and feedback are communicated effectively
What We Are Looking For:
- Bachelor's degree or college graduate in Accounting, Finance, Business, Economics, or a related field
- Minimum of two (2) years of experience as QC, SME, or Compliance Officer
- Strong working knowledge of TM systems, monitoring scenarios, thresholds, and alert workflows
- Experience supporting TM optimization, tuning, or enhancement initiatives is highly preferred
- Solid understanding of AML regulations and regulatory expectations related to transaction monitoring
- Strong analytical skills and professional judgement with ability to interpret data trends and risk indicators including complex scenarios
- Intermediate proficiency in Microsoft Excel and other MS Office tools
Certifications (Advantage):
AML- or financial crime–related certifications such as CAMS, ICA, or equivalent are considered an advantage, but not required. Practical experience, sound judgment, and subject matter expertise are prioritized.
Must be amenable to work ONSITE from Mondays - Fridays under a shifting schedule in Ayala, Makati
