AML Analyst

Responsibilities:

• Reviews BSA/AML/OFAC alerts and cases against FI/Bank's highest risk procedural requirements to ensure our processes remain within FI's risk appetite. Monitoring financial transactions while performing investigation on any alert, as generated by the monitoring system and/or through UAR (unusual activity report), review and analysis of high-volume financial transactions to detect unusual patterns of potential money laundering, and terrorist financing activities or fraudulent transaction in compliance with global regulations. 
• Conducting in-depth investigations using industry specific tools (e.g. Actimize, Mantas, SAS AML, or in-house systems, but not limited to), analyzing customer profiles, transaction histories, and external intelligence sources in parallel to the generated alert for thorough check.
• Identifies complex schemes and transactional patterns; collaborates with management to ensure appropriate escalation of exceptional risks and emerging trends. Drafts a detailed investigation report ensuring accuracy, timeliness, and adherence to internal escalation protocols/timelines, following global and local legal obligations.
• Maintaining up-to-date knowledge of evolving AML regulations, sanctions list, and typologies to strengthen monitoring strategies.
• Preparing detailed Investigation Report Summary, either to close alert at Level -1 or to escalate to Level 2, where anomalous activity is observed, as directed by local and global regulatory authorities / regulations to fight financial crime. 
• Maintaining up-to-date knowledge of AML regulations, sanctions lists, and emerging financial crime typologies.
• Maintaining good acumen to pick up emerging industry trends, new AML red flags, investigation techniques, and system navigation.
• Ensuring timely completion of alerts within SLA, consistently exceeding productivity and quality targets, as set up by the organization.

Qualifications:

• 1.5 -3 years of relevant experience in banking operations with minimum 12 months hands-on BAU experience in AML-TM
• Excellent written communication skills with command over verbal communication
• Experience in making quick, high quality decisions on complex transactional scenarios
• Ability to conduct logical investigations; A good command of the English language, both spoken and written. All TM deliverables are written analyses, so it is essential that you are able to translate your insights and findings into well-founded analyses.
• Good understanding of banking or financial operations and systems
• An analytical mind, who can distinguish between main and side issues effectively (anomalous transaction & nonanomalous transaction).
• A professional who works with strongest integrity, is honest and sincere, and handle sensitive (client) information responsibly.
• An independent & mature professional who works well independently, but is not afraid to ask for help when needed. Works within clear frameworks, with defined objectives, shared team agreements, room for personal development, and attention for one another.
• Ability to work with concepts and with minimal assistance
• Ability to work equally well independently and within a team
• Excellent time management skills
• Experience working on discrete, time sensitive projects
• Proficient in Microsoft Excel, Word, and PowerPoint