The Account Officer solicits/markets potential borrowing accounts, reviews credit feasibility through evaluation of credit requirements and financials, prepares loan recommendation, ensures proper loan and collateral documentation, monitors accounts to mitigate past due and ensure timely recovery of the Bank's exposure.
Skills and Qualifications
- Bachelor's degree in business or a related discipline
- At least 2 years of related work experience gained from the banking industry
- Ability to manage multiple accounts while seeking new opportunities
- Ability to understand client needs, and negotiate costs and services
- Willingness to travel as needed to meet with clients and prospects
Preferred Skills and Qualifications
- Expert in sales and marketing, credit and lending and portfolio/ account management
- Credit evaluation, financial modelling, business strategy, marketing, contract review, loan structuring, cross-selling, negotiation skills, business development, presentation skills, business writing.
- With network and experience in handling bank products: Real Estate
