Job Summary
The Account Officer is responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.
Key Responsibilities
- Actively solicit loan accounts from channels (i.e. branches, brokers, and direct referrals).
- Develop the sales channel through regular branch visits/area meetings, training of branch frontliners, performance reporting/updates, etc.
- Analyze overall loan applicant's financial capacity, credit worthiness, collateral eligibility, etc. to determine feasibility of granting loans.
- Review and update pre-approval and post approval requirements to ensure adequacy for credit processing and loan booking, respectively.
Qualifications
- Bachelor's Degree holder, preferably business course
- At least five years experience in sales handling business or SME Loans
- Background in credit analysis and evaluation is a must
- Willing to be assigned in ALABANG
