About PalmPay

PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over 40 million users, we are building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.

Operating in Nigeria, Ghana, Tanzania, Bangladesh, Pakistan and Philippines PalmPay has been recognised by CNBC as one of the Top 300 Global Fintech Companies and ranked #2 overall and #1 in financial services on the Financial Times Africa's Fastest Growing Companies 2025 list.

Position Overview

PalmPay is seeking an experienced and hands-on Head of Finance to lead and scale its finance operations in the Philippines. This role is responsible for financial strategy, accounting, regulatory financial compliance, treasury, taxation, internal controls, and supporting business growth in a Bangko Sentral ng Pilipinas (BSP)regulated fintech or digital financial services environment.

The ideal candidate will have strong leadership experience in fintech, banking, or digital payments, with deep knowledge of BSP regulations, financial reporting, and fund management.

Key Responsibilities

Financial Strategy & Business Partnership

Develop and execute financial strategies aligned with PalmPay's business objectives in the Philippines
Act as a strategic finance partner to the Country CEO and leadership team, providing insights on growth, profitability, and risk
Support new product launches (wallets, payments, lending, merchant services) through financial analysis and feasibility assessment

Regulatory & Financial Compliance (BSP)

Ensure full compliance with Bangko Sentral ng Pilipinas (BSP) regulations, circulars, and reporting requirements
Oversee submission of all statutory financial reports to BSP and other regulatory bodies
Lead finance-related regulatory audits, inspections, and compliance reviews

Financial Reporting & Controls

Oversee accounting operations and ensure accurate, timely financial reporting in accordance with IFRS/PFRS and group standards
Prepare monthly, quarterly, and annual financial statements and management reports
Establish and maintain strong internal control frameworks, policies, and SOPs

Treasury, Cash Flow & Fund Management

Manage treasury operations, liquidity planning, and cash flow forecasting
Oversee reconciliation, settlement, and fund flows with partner banks, PSPs, and payment networks
Ensure safeguarding of customer funds and proper segregation of operational and trust accounts where applicable

Taxation & Statutory Compliance

Oversee corporate income tax, VAT, withholding tax, and other statutory tax matters in compliance with Philippine regulations
Coordinate with external tax advisors and auditors to ensure timely filings and compliance
Support tax planning initiatives while maintaining regulatory integrity

Risk Management & Governance

Identify and manage financial, operational, and regulatory risks
Work closely with Compliance, Legal, Risk, and Internal Audit teams to ensure strong governance
Support enterprise risk management and internal audit activities

Team Leadership & Development

Build, lead, and develop a high-performing finance team across accounting, treasury, reporting, and tax functions
Set performance objectives, coach team members, and ensure operational excellence

Required Qualifications & Experience

Education & Professional Qualifications

Bachelor's degree in Accounting, Finance or related field (Master's preferred)
Professional certifications such as CPA (Philippines), ACCA, CFA, or CMA are strongly preferred

Experience

1012+ years of progressive finance experience, with 45+ years in a senior management or leadership role
Prior experience in fintech, digital payments, e-wallets, banking, or financial services
Hands-on experience working within a BSP-regulated environment is highly preferred
Experience in multinational or cross-border financial reporting is an advantage

Skills & Competencies

Strong financial leadership, strategic thinking, and execution ability
Deep understanding of regulatory finance, treasury, and fund operations
Excellent communication and stakeholder management skills
High integrity, attention to detail, and ability to thrive in a fast-paced environment
Fluent in English (Filipino/Tagalog is a plus)

Compensation & Benefits

Competitive senior-level salary
Career growth opportunities in a fast-growing global fintech
Exposure to regional and global finance leadership

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