About The Job

The Sr. Financial Analyst prepares regular profitability reports to help the Commercial Finance Manager make recommendations and decisions related to product profitability. They also support business units in identifying key initiatives which can boost profitability through the use of lifetime profitability models.

They also work closely with Product Heads, Risk analysts and managers, and with senior management in order to help the business meet commercial KPIs and lifetime profitability targets.

What You'll Do

- Prepare monthly profitability reports for one of HCPH's main products: POS loans, Cash Loans, Revolving Loans, and Value-added services
- Act as primary point of contact within Finance for initiatives related to assigned product
- Create lifetime profitability (LTP) models as needed by business units/streams
- Maintain high level of integrity in reports prepared: ensure that LTPs are accurate , reliable, and prepared within reasonable timeframe
- Benchmark HCPH's products against competition and suggest modifications.
- Support the commercial finance manager in the digitalization efforts around LTP reporting.
- Has in-depth knowledge of discipline and basic knowledge of related disciplines
- Solves complex problems; takes a new perspective on existing solutions
- Works independently; receives minimal guidance
- May lead projects or project steps within a broader project or have accountability for ongoing activities or objectives
- Acts as a resource for colleagues with less experience
- Trains/mentors junior staff

What You Need To Have

Bachelor's degree in Management Engineering , Business Administration , Finance, Economics , or any related course
3 years+ of experience in a finance, commercial, or business analyst role
Familiar with industry – knowledgeable about personal/consumer loans and/or Credit Cards
Technical Skills:
Advanced proficiency in Using Microsoft Excel
Analytical mind, problem solving, well organized and can be trusted to take full ownership and pay attention to detail.
Demonstrates a proactive, can-do attitude and a commitment to delivering work above bare minimum standards.
E xcellent communication and presentation skills; ability to effectively communicate with, and present to, internal stakeholders including senior management.

Job Perks You'll Enjoy

Permanent dayshift schedule
Up to 20% variable performance-based bonus
HMO on Day 1 and HMO dependents coverage including same-sex partners
Access to mental health and wellness partners
Wellness Leaves and Birthday Leave
Internal career mobility options
Local and international learning opportunities

Empower Filipinos with innovative financial solutions at Home Credit Philippines. Click Apply Now and join a company where there are #NoSmallRoles and everyone is important.

At Home Credit Philippines, we believe that everyone has something special to offer. Our motto No Small Roles, Everyone is Important is at the heart of everything we do. We think diversity makes our company better and every single job and person here plays a big part in our success.

We're all about creating a welcoming place where everyone feels valued for who they are. This means we make sure that everyone, no matter their background or what they look like, gets a fair chance at jobs, training, and promotions. When it comes to hiring, everyone gets a fair look. It doesn't matter where you're from, what you believe, who you love, whether you have a disability, or any other or any other condition protected under Philippine laws. If you meet the job requirements, you have a chance to get the job.

Come join us at Home Credit, where diversity fuels our innovation. Here, there are #NoSmallRoles and #EveryoneisImportant.

Senior Financial Analyst - Commercial Finance

Senior Financial Reporting Analyst