The primary role is to prepare regular profitability reports to help the Commercial Finance Manager make recommendations and decisions related to product profitability. They are also to support business units in identifying key initiatives which can boost profitability through the use of lifetime profitability models.

They are also to work closely with Product Heads, Risk analysts and managers, and with senior management in order to help the business meet commercial KPIs and lifetime profitability targets.

What You'll Do:

Prepare monthly profitability reports for one of Home Credit's main products: POS loans, Cash Loans, Revolving Loans, and Value-added services
Act as primary point of contact within Finance for initiatives related to assigned product
Create lifetime profitability (LTP) models as needed by business units/streams
Maintain high level of integrity in reports prepared: ensure that LTPs are accurate, reliable, and prepared within reasonable timeframe
Benchmark Home Credit's products against competition and suggest modifications.
Support the commercial finance manager in the digitization efforts around LTP reporting.
May lead projects or project steps within a broader project or have accountability for ongoing activities or objectives
Trains/mentors junior staff

What You Need To Have:

3 years+ of experience in a finance, commercial, or business analyst role
Familiar with industry – knowledgeable about personal/consumer loans and/or Credit Cards
Advanced proficiency in Using Microsoft Excel

What Can Set You Apart:

Knowledge and experience with SQL (Oracle), or willingness to learn.
Knowledge in using business intelligence tools such as Power BI or Tableau.

Job Perks You'll Enjoy:

Permanent dayshift schedule
Up to 20% variable performance-based bonus
HMO on Day 1 / HMO with dependents
Access to mental health coverage and wellness partners
Wellness Leave and Birthday Leave benefits
Internal Career Mobility
Opportunity to work and train in our international offices

Empower Filipinos with innovative financial solutions at Home Credit Philippines. Click Apply Now and join a company where there are #NoSmallRoles and everyone is important.

At Home Credit Philippines, we believe that everyone has something special to offer. Our motto No Small Roles, Everyone is Important is at the heart of everything we do. We think diversity makes our company better and every job and person here plays a big part in our success.

We're all about creating a welcoming place where everyone feels valued for who they are. This means we make sure that everyone, no matter their background or what they look like, gets a fair chance at jobs, training, and promotions.

When it comes to hiring, everyone gets a fair look. It doesn't matter where you're from, what you believe, who you love, whether you have a disability, or any other or any other condition protected under Philippine laws. If you meet the job requirements, you have a chance to get the job.

Come join us at Home Credit, where diversity fuels our innovation. Here, there are #NoSmallRoles and #EveryoneisImportant.

Senior Commercial Financial Analyst