Job Description

You're ready to gain the skills and experience needed to grow within your role and advance your career — and we have the perfect software engineering opportunity for you.

As a Software Engineer II at JPMorgan Chase within the Corporate & Investment Bank Real-Time Payments organization, you will be a hands-on engineer promoting the RTP product through the full software development lifecycle—from design and development through testing, production readiness, and rollout. You will deliver high-quality features and services, actively participate in architecture and code reviews, and uphold robust standards for automation, resiliency, and operational excellence in a mission-critical real-time payments environment.

Job Responsibilities

Executes standard software solution, design, development, and technical troubleshooting
Writes secure and high-quality code using the syntax of at least one programming language with limited guidance
Leverages enterprise-authorized AI coding assist tools within the work environment to improve code quality, delivery speed, and productivity (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standards
Designs, develops, codes, and troubleshoots with consideration of upstream and downstream systems and technical implications
Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation
Applies technical troubleshooting to breakdown solutions and solve technical problems of basic complexity
Gathers, analyzes, and draws conclusions from large, diverse data sets to identify problems and contribute to decision-making in service of secure, stable application development
Learns and applies system processes, methodologies, and skills for the development of secure, stable code and systems

Required Qualifications, Capabilities, And Skills

Bachelor's Degree in Computer Science, Cybersecurity, Data Science, or related disciplines
2+ years of formal experience or certification on software engineering concepts
Hands-on practical experience in system design, application development, testing, and operational stability
Experience in developing, debugging, and maintaining code in a large corporate environment with one or more modern programming languages and database querying languages
Hands-on experience using enterprise-authorized AI-assisted software development tools within the work environment (e.g., for coding, testing, troubleshooting, or documentation) with demonstrated ability to critically evaluate and validate AI-generated outputs
Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations
Experience across the whole Software Development Life Cycle
Exposure to agile methodologies such as CI/CD, Application Resiliency, and Security

Preferred Qualifications, Capabilities, And Skills

Hands-on development experience with Java and Spring Boot/Spring Core, including building REST APIs and integrating with downstream systems
Working knowledge of React (or strong willingness to contribute to UI components as needed) and test automation using JUnit
Familiarity with event-driven concepts and tooling (e.g., MQ and/or Kafka) and distributed system fundamentals (retries, timeouts, idempotency)
Exposure to caching technologies (e.g., Redis and/or GemFire) and performance-minded development practices
Working experience with Agile delivery and tooling: Jira for execution tracking and Confluence for documentation
Basic cloud/platform exposure and willingness to learn: AWS, Kubernetes, Terraform (hands-on experience preferred but not required depending on team needs)
Strong engineering fundamentals: clean code, code reviews, debugging, and clear written communication
Experience in payments or regulated financial services, especially high-availability and low-latency systems
Experience operating production services (incident response, post-incident reviews, observability, runbooks)
Familiarity with secure SDLC practices, including vulnerability remediation and dependency hygiene
Exposure to AI/LLM-enabled development workflows (used responsibly) for productivity improvements (e.g., code assistance, test generation, documentation drafts)

ABOUT US

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants and employees religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About The Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

Software Engineer II - Java / Spring / AWS