CORE PROFILE

Lead the strategy, development, and optimization of digital financial products that drive customer value, business growth, and portfolio performance. Champion customer-centric innovation by leveraging data, experimentation, and AI-enabled capabilities to accelerate product discovery, decision-making, execution, and continuous improvement.

KEY RESPONSIBILITIES

Own the end-to-end product lifecycle, from opportunity identification and roadmap development to launch, optimization, and scale.
Use customer insights, behavioral data, experimentation, and AI-powered analytics to identify opportunities and shape high-impact product solutions.
Drive product strategy, prioritization, and performance management while balancing customer experience, growth, profitability, risk, and regulatory requirements.
Partner with Business, Technology, Operations, Risk, Compliance, Finance, Design, Data, and external stakeholders to deliver scalable and innovative financial solutions.
Leverage AI-enabled tools and automation to accelerate research, analysis, experimentation, documentation, and product delivery while maintaining sound product judgment and accountability.
Stay ahead of emerging fintech, AI, and digital banking trends to continually enhance product offerings and customer outcomes.

AI & Digital Innovation Capabilities

Applies AI-driven insights to improve product discovery, customer engagement, personalization, and decision-making.
Utilizes AI-enabled tools to accelerate product research, experimentation, roadmap planning, and execution.
Identifies and evaluates opportunities to embed AI, automation, and intelligent workflows into customer experiences and operational processes.
Demonstrates data fluency and experimentation mindset, leveraging analytics, predictive insights, and customer behavior to drive product outcomes.

Critical Competencies

Product Strategy & Roadmap Management
Customer-Centric Product Development
AI & Data-Driven Decision Making
Digital Banking & Financial Services Expertise
Stakeholder Influence & Cross-Functional Leadership
Commercial Acumen & Business Case Development
Experimentation, Innovation & Growth Mindset
Risk, Compliance & Regulatory Awareness
Strong Analytical and Problem-Solving Skills
Agile Product Delivery & Execution Excellence

KEY QUALIFICATIONS

5+ years of product management experience in fintech, digital banking, financial services, or technology environments.
Proven track record of launching, scaling, and optimizing digital products that deliver measurable customer and business outcomes.
Experience leveraging data, experimentation, and AI-enabled tools to improve product strategy and execution.
Strong understanding of digital ecosystems, emerging technologies, and customer-centered product innovation.

Senior Product Specialist (Consumer Lending)