Position: Credit Analyst / Credit Manager - Private Lending

Salary: Competitive salary package based on experience, plus performance incentives

Working Hours & Conditions: Aligned with Australian hours; full-time - remote

OVERVIEW:

This is an excellent opportunity for someone with Australian lending and credit experience who is looking to gain exposure to private lending and work directly alongside experienced decision makers.

You will be involved in the full lending process from initial assessment through to settlement, while helping prepare high-quality credit submissions for approval.

As the business grows, you will become an integral part of our credit function and assist with deal structuring, portfolio management and credit operations

RESPONSIBILITIES:

Assess residential, commercial and business-purpose loan applications
Prepare and package detailed credit submissions
Review financial statements, tax returns, bank statements and supporting documents
Analyse servicing, security, exit strategies and overall transaction risk
Review valuations, company searches, trust structures and borrower background information
Liaise with brokers, borrowers, solicitors, valuers and other stakeholders
Assist with transaction management from application through to settlement
Work closely with our administration team to ensure efficient processing of applications
Support ongoing portfolio monitoring and reporting
Assist with developing and improving internal credit policies and procedures

Requirements

QUALIFICATIONS:

Essential

Minimum 3 years experience in Australian lending, credit assessment or loan processing
Strong understanding of Australian mortgage lending and credit principles
Experience analysing borrower financials and supporting documentation
Excellent written and verbal communication skills
Strong attention to detail and ability to manage multiple transactions
Ability to work independently in a fast-paced environment

Highly Regarded

Experience in commercial property lending
Experience in private lending, non-bank lending or specialist lending
Exposure to development finance or construction lending
Experience writing credit papers and preparing lending recommendations
Understanding of trust, company and SMSF structures

Benefits

WHAT WE OFFER:

Exposure to a wide range of residential, commercial and development transactions
Direct access to senior management and credit decision makers
Opportunity to build a long-term career in private lending
Diverse and interesting deal flow
Supportive and entrepreneurial team environment
Genuine opportunity for career progression as the business grows