Hire Purchase (HP) products, Credit underwriting models, Data-driven product decision-making, Analytical Skills, Automated credit underwriting models, Process Optimization, Cross-functional leadership, Risk policy development, Market competitor analysis

Employee Relations, project management, process improvement, policy interpretation, Influence, Conflict Resolution, Compliance, employment laws and regulations, workplace investigations, Collaboration, performance management, Communication Skills

bahasa malaysia , Succession Planning, Retention Initiatives, Compliance with Employment Legislation, Colleague Engagement, People Culture Projects, English Language, Human Resources, Grievance Handling, Talent Development, Organizational Effectiveness, Welfare Recognition, Employee Relations, Performance Management, People Management, Disciplinary Processes

Enterprise Risk Management (ERM) frameworks and methodologies, policy development , Data Analysis, Preparing risk reports for senior management and regulators, Market conduct risk, Privacy impact analysis, Fraud risk, Digital risk and cybersecurity implications

Predictive Modelling, Dashboarding, Statistical Modelling, Data Analysis, analytical tools, Generalized Linear Models, Financial Forecasting, regulatory governance and compliance, actuarial modelling, claims analytics, financial projection methodologies, risk-based pricing

Employee Relations, Hr Operations, performance management, knowledge of Malaysia employment laws and HR practices, Hr Business Partnering, Talent Management

Data research and analysis, Negotiation