Quezon City, Metro Manila, Philippines
Full-Time
Hybrid
75,000-120,000 PHP / Month

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Credit Analyst | Hybrid, Night shift
Credit Analyst | Hybrid, Night shift

Job Description:

Discover your 100% YOU with MicroSourcing!

Position: Underwriter – Indirect Auto Loans

Location: Eastwood, Quezon City

Work setup & shift: Hybrid, Night shift

Why join MicroSourcing

You'll Have:

Competitive Rewards: Enjoy above-market compensation, healthcare coverage on day one, plus one or more dependents, paid time-off with cash conversion, group life insurance, and performance bonuses.

A Collaborative Spirit: Contribute to a positive and engaging work environment by participating in company-sponsored events and activities.

Work-Life Harmony: Enjoy the balance between work and life that suits you with flexible work arrangements.

Career Growth: Take advantage of opportunities for continuous learning and career advancement.

Inclusive Teamwork: Be part of a team that celebrates diversity and fosters an inclusive culture.

Your Role:

As an Underwriter – Indirect Auto Loans, you will work alongside the current underwriting team and take responsibility for structuring, reviewing, and evaluating loan applications in accordance with program guidelines.

Specifically, You Will:

Review and underwrite indirect auto loan applications strictly in line with established credit guidelines.

Structure loan terms efficiently and make clear, definitive approve or decline decisions.

Communicate with dealerships professionally as needed to support and facilitate the underwriting process.

Send income verification links directly to applicants once the dealership indicates readiness.

Verify income results meticulously to ensure full compliance with program requirements.

Generate digital e-contract packets within the internal system immediately following income verification approval.

Email completed e-contract packets to dealerships in a timely and professional manner.

Maintain a high level of accuracy, structural consistency, and adherence to underwriting standards.

What You Need:

Non-negotiables

Strong technological literacy with an absolute comfort leveraging modern digital underwriting tools (as opposed to performing debt and loan calculations primarily by hand).

Exceptional attention to detail combined with strong independent decision-making skills.

Ability to work autonomously while maintaining highly collaborative dynamics with the broader underwriting team.

Comfort operating efficiently within a fast-paced, high-volume, and deadline-driven environment.

Preferred Skills/Expertise

Direct experience underwriting indirect auto loans.

Familiarity or hands-on experience working with AI-driven processing or automation tools.

About MicroSourcing

With over 9,000 professionals across 13 delivery centers, MicroSourcing is the pioneer and largest offshore provider of managed services in the Philippines.

Our Commitment to 100% YOU

MicroSourcing firmly believes that our company's strength lies in our people's diversity and talent. We are proud to foster an inclusive culture that embraces individuals of all races, genders, ethnicities, abilities, and backgrounds. We provide space for everyone, embracing different perspectives and making room for opportunities for each individual to thrive.

At MicroSourcing, equality is not merely a slogan—it's our commitment. Our way of life. Here, we don't just accept your unique authentic self—we celebrate it, valuing every individual's contribution to our collective success and growth.

Join us in celebrating YOU and your 100%!

For more information, visit www.microsourcing.com

Terms & conditions apply.

Apply nowRefer

Share:

Job Openings
Credit Analyst | Hybrid, Night shift
Credit Analyst | Hybrid, Night shift

Credit Analyst | Hybrid, Night shift