About Coins.ph
Coins.ph is the leading crypto-enabled financial platform in the Philippines, providing millions of users with access to digital payments, e-wallet services, domestic and cross-border payments, remittances, and digital asset services.

As a BSP-regulated Electronic Money Issuer (EMI) and licensed Virtual Asset Service Provider (VASP), Coins operates at the intersection of fintech, payments, remittance infrastructure, and crypto.

We are looking for a highly strategic and execution-oriented Chief Compliance Officer (CCO) to lead the company's enterprise-wide compliance, AML, regulatory, and financial crime programs as we continue to scale our payments and digital asset ecosystem.

Role Overview

The Chief Compliance Officer (CCO) will be responsible for building, leading, and continuously evolving Coins.ph's compliance and regulatory framework across:

EMI and e-money operations,
domestic and cross-border payments,
remittance,
virtual assets,
wallet services,
and digital financial products

This leader will serve as the primary compliance partner to executive leadership, regulators, and the Board, ensuring Coins maintains strong regulatory standing while enabling responsible growth and innovation.

The ideal candidate combines:

deep AML and financial crime expertise,
strong BSP and Philippine regulatory experience,
extensive payments and EMI knowledge,
operational leadership,
strong execution capability,
and a pragmatic, business-oriented mindset

This role requires someone who is highly credible with regulators and capable of driving complex regulatory and operational initiatives end-to-end.

Key Responsibilities
Regulatory & Compliance Leadership

Lead the company's overall compliance strategy, governance framework, and regulatory engagement
Serve as the primary liaison with BSP, AMLC, NPC, SEC, and other relevant regulators and stakeholders
Maintain strong and proactive relationships with regulators and ensure high-quality regulatory communication and responsiveness
Ensure ongoing compliance with:

BSP regulations,
EMI and e-money requirements,
payment services regulations,
AMLA requirements,
VASP guidelines,
consumer protection obligations,
sanctions requirements,
and other applicable laws and regulations

Lead regulatory examinations, audits, inspections, enforcement inquiries, and remediation programs
Drive timely and effective execution of regulatory commitments and corrective action plans
Provide regular compliance and risk reporting to executive management and Board committees

Payments, EMI & Financial Crime Compliance

Own and continuously enhance the company's AML/CFT, sanctions, and financial crime compliance programs across:

e-wallets,
domestic payments,
cross-border payments,
remittances,
crypto transactions,
and partner ecosystems

Oversee:

transaction monitoring,
suspicious transaction reporting (STR),
KYC / KYB,
enhanced due diligence,
sanctions screening,
fraud risk controls,
blockchain analytics,
and wallet risk monitoring

Ensure effective risk-based controls across both fiat and digital asset flows
Drive automation, scalability, and operational excellence across compliance operations

Execution & Cross-Functional Leadership

Partner closely with Product, Engineering, Operations, Legal, Risk, and Commercial teams to support compliant product launches and business expansion
Translate regulatory requirements into operationally executable frameworks and controls
Lead cross-functional execution of major compliance and regulatory initiatives
Balance regulatory expectations with customer experience, operational efficiency, and growth objectives
Help define the company's compliance risk appetite and escalation framework

Team Leadership

Build and lead a high-performing compliance organization across:

AML,
compliance operations,
investigations,
regulatory affairs,
policy,
QA,
licensing,
and training

Foster a culture of accountability, urgency, execution, and integrity
Mentor senior leaders and strengthen organizational capability at scale

Qualifications

12+ years of compliance, AML, financial crime, regulatory, or risk management experience in:

fintech,
payments,
EMI/e-money,
digital banking,
remittance,
or financial services

Strong experience working directly with BSP, AMLC, and Philippine financial regulators
Deep understanding of:

EMI and payments regulation,
AML/CFT,
sanctions,
transaction monitoring,
regulatory governance,
and financial crime risk management

Proven track record managing regulatory examinations, remediation programs, and regulator relationships
Strong execution capability with demonstrated ability to drive complex initiatives from strategy through implementation
Experience leading large-scale compliance operations and teams
Strong executive presence, communication, and stakeholder management skills
Ability to operate effectively in fast-paced, high-growth environments

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.